Aon Affinity Travel Insurance is a specialized travel insurance policy designed to provide comprehensive coverage for individuals, families, and groups traveling domestically or internationally. The policy is underwritten by certain underwriters at Lloyd's, London, and is administered by Aon Affinity, a leading provider of specialized insurance programs. Aon Affinity Travel Insurance offers a wide range of benefits and services to help protect policyholders against unexpected events that may occur during their trip, such as trip cancellations, interruptions, or delays, as well as medical emergencies, evacuations, and travel-related accidents.
Key Features and Benefits
The Aon Affinity Travel Insurance policy includes a variety of key features and benefits, such as trip cancellation and interruption coverage, which reimburses policyholders for non-refundable trip costs if their trip is cancelled or interrupted due to unforeseen circumstances. The policy also provides medical expense coverage, which covers the cost of medical treatment, hospitalization, and evacuation if a policyholder becomes ill or injured during their trip. Additionally, the policy includes travel delay coverage, which provides reimbursement for meals, lodging, and other expenses if a policyholder’s trip is delayed due to circumstances such as flight delays or cancellations.
Policy Options and Coverage Limits
Aon Affinity Travel Insurance offers a range of policy options and coverage limits to suit different types of travelers and trips. Policyholders can choose from various coverage levels, including basic, standard, and premium options, each with its own set of benefits and coverage limits. The policy also offers optional add-ons, such as adventure travel coverage and rental car coverage, which provide additional protection for policyholders who engage in high-risk activities or rent vehicles during their trip.
| Coverage Type | Coverage Limit |
|---|---|
| Trip Cancellation | Up to 100% of trip cost |
| Trip Interruption | Up to 150% of trip cost |
| Medical Expense | Up to $500,000 |
| Travel Delay | Up to $1,000 |
Claims Process and Customer Support
Aon Affinity Travel Insurance has a dedicated claims team and customer support services to assist policyholders with filing claims and resolving issues related to their policy. Policyholders can submit claims online or by phone, and the claims team will work to process and settle claims promptly and efficiently. The policy also includes a 24⁄7 emergency assistance service, which provides policyholders with access to emergency travel assistance, such as travel arrangements, language interpretation, and medical referrals.
Eligibility and Enrollment
Aon Affinity Travel Insurance is available to individuals, families, and groups who are U.S. residents or citizens. Policyholders must be at least 18 years old to purchase a policy, and some policies may have age restrictions or requirements for certain types of coverage. Policyholders can enroll in the policy online or by phone, and the policy is typically effective immediately upon purchase.
- Individuals and families
- Groups of 10 or more travelers
- U.S. residents and citizens
- Ages 18 and older
What is the maximum coverage limit for trip cancellation?
+The maximum coverage limit for trip cancellation is up to 100% of the trip cost.
Can I purchase Aon Affinity Travel Insurance if I'm not a U.S. resident or citizen?
+No, Aon Affinity Travel Insurance is only available to U.S. residents and citizens.
Aon Affinity Travel Insurance is a comprehensive travel insurance policy that provides policyholders with a wide range of benefits and services to help protect them against unexpected events that may occur during their trip. With its flexible policy options, coverage limits, and dedicated customer support services, Aon Affinity Travel Insurance is an excellent choice for individuals, families, and groups who want to ensure they have adequate protection for their domestic or international travel plans.
