Aon Travel Insurance is a comprehensive travel insurance program designed to provide protection for travelers against unforeseen events that may occur during their trips. The program is offered by Aon, a leading global professional services firm that specializes in risk management, insurance brokerage, and human capital consulting. Aon Travel Insurance is designed to provide financial protection and assistance to travelers in the event of trip cancellations, interruptions, or delays, as well as medical emergencies, evacuations, and other unexpected events.
Key Features of Aon Travel Insurance
Aon Travel Insurance offers a range of features and benefits that can help travelers minimize their financial risks and ensure a smooth journey. Some of the key features of the program include:
- Trip cancellation and interruption insurance: This feature provides reimbursement for non-refundable trip deposits and payments in the event of trip cancellations or interruptions due to unforeseen events such as illness, injury, or natural disasters.
- Travel delay insurance: This feature provides reimbursement for additional expenses incurred due to travel delays, such as hotel accommodations and meals.
- Medical expense insurance: This feature provides coverage for medical expenses incurred during a trip, including doctor visits, hospital stays, and emergency evacuations.
- Emergency evacuation insurance: This feature provides coverage for emergency evacuations due to medical or security reasons, including transportation to a medical facility or back home.
- 24/7 travel assistance: Aon Travel Insurance provides 24/7 travel assistance, including assistance with travel arrangements, medical emergencies, and other travel-related issues.
Benefits of Aon Travel Insurance
Aon Travel Insurance offers a range of benefits that can help travelers protect their investments and ensure a smooth journey. Some of the benefits of the program include:
Financial protection: Aon Travel Insurance provides financial protection against unforeseen events that may occur during a trip, including trip cancellations, interruptions, and delays.
Travel assistance: The program provides 24/7 travel assistance, including assistance with travel arrangements, medical emergencies, and other travel-related issues.
Medical coverage: Aon Travel Insurance provides coverage for medical expenses incurred during a trip, including doctor visits, hospital stays, and emergency evacuations.
Aon Travel Insurance also offers a range of additional benefits, including coverage for lost or stolen luggage, travel documents, and personal effects.
| Coverage Type | Coverage Limit |
|---|---|
| Trip cancellation and interruption insurance | 100% of non-refundable trip deposits and payments |
| Travel delay insurance | $500-$1,000 per day |
| Medical expense insurance | $50,000-$100,000 per person |
| Emergency evacuation insurance | $100,000-$250,000 per person |
Purchasing Aon Travel Insurance
Aon Travel Insurance can be purchased through various channels, including online, by phone, or through a travel agent. The program is available to individuals, families, and groups, and can be customized to meet specific travel needs and requirements.
To purchase Aon Travel Insurance, you will typically need to provide some basic information, including:
- Travel dates and destination
- Type of trip (e.g. leisure, business, adventure)
- Number of travelers and their ages
- Trip cost and payment method
Once you have purchased Aon Travel Insurance, you will receive a policy document that outlines the terms and conditions of the program, including the coverage limits, deductibles, and exclusions.
Claims Process
If you need to make a claim under Aon Travel Insurance, you will typically need to provide documentation to support your claim, including:
Proof of loss: This may include receipts, invoices, or other documentation that supports your claim.
Medical records: If you are making a claim for medical expenses, you may need to provide medical records or other documentation to support your claim.
Travel documents: You may need to provide travel documents, such as flight itineraries or hotel receipts, to support your claim.
The claims process for Aon Travel Insurance is typically straightforward, and the program provides 24/7 assistance to help you navigate the process.
What is the coverage limit for trip cancellation and interruption insurance under Aon Travel Insurance?
+The coverage limit for trip cancellation and interruption insurance under Aon Travel Insurance is 100% of non-refundable trip deposits and payments.
Do I need to purchase Aon Travel Insurance before my trip?
+Yes, it’s recommended that you purchase Aon Travel Insurance before your trip to ensure that you are protected against unforeseen events that may occur during your journey.
How do I make a claim under Aon Travel Insurance?
+To make a claim under Aon Travel Insurance, you will need to provide documentation to support your claim, including proof of loss, medical records, and travel documents. You can contact the program’s 24⁄7 assistance team for help with the claims process.
