Aon Private Assurance is a specialized division of Aon, a leading global professional services firm that provides a range of risk, retirement, and health solutions. Aon Private Assurance focuses on serving the unique insurance needs of high net worth individuals and families, offering tailored solutions to protect their assets, wealth, and lifestyles. With a deep understanding of the complexities and nuances of private client insurance, Aon Private Assurance works closely with clients to identify and mitigate potential risks, ensuring that their financial security and peace of mind are maintained.
Private Client Insurance Solutions
Aon Private Assurance offers a comprehensive suite of insurance solutions designed to address the specific needs of high net worth individuals and families. These solutions include high-value home insurance, fine art and collectibles insurance, private yacht and aviation insurance, and personal liability insurance. By working with top-tier insurance carriers and leveraging Aon’s global network, Aon Private Assurance can secure highly customized policies that provide broad coverage and flexible terms. This expertise allows clients to enjoy their assets and lifestyles with confidence, knowing that their insurance protection is tailored to their unique circumstances.
Customized Insurance Programs
Aon Private Assurance recognizes that every client’s situation is unique, with distinct assets, risks, and priorities. Therefore, the firm’s insurance professionals work closely with clients to design bespoke insurance programs that address their specific needs and concerns. This personalized approach ensures that clients receive the most appropriate coverage, limits, and deductible structures for their high-value assets and personal exposures. Whether it involves securing coverage for a rare art collection, a luxury residence, or a private jet, Aon Private Assurance’s customized insurance programs are tailored to provide unparalleled protection and service.
| Insurance Solution | Key Features |
|---|---|
| High-Value Home Insurance | Replacement cost coverage, flood and earthquake coverage, worldwide property coverage |
| Fine Art and Collectibles Insurance | Agreed value coverage, no deductible, coverage for pairs and sets, exhibition and transit coverage |
| Private Yacht and Aviation Insurance | Agreed value coverage, hull and liability coverage, crew coverage, worldwide navigation coverage |
| Personal Liability Insurance | High limits of liability, broad coverage for personal actions, employment-related liability, worldwide coverage |
Risk Management and Advisory Services
Beyond securing insurance coverage, Aon Private Assurance offers a range of risk management and advisory services designed to help high net worth individuals and families proactively manage and mitigate risks. These services include risk assessments, security consultations, and disaster recovery planning. By identifying and addressing potential vulnerabilities, clients can reduce their exposure to loss and enhance their overall financial resilience. Aon Private Assurance’s risk management expertise complements its insurance solutions, providing clients with a comprehensive approach to protecting their assets and lifestyles.
Expertise in High Net Worth Insurance
Aon Private Assurance’s team of insurance professionals possesses deep expertise in the nuances of high net worth insurance. They understand the complexities of insuring unique assets, the importance of discreet and personalized service, and the need for innovative solutions that address evolving risks. This expertise, combined with Aon’s global resources and network, enables Aon Private Assurance to deliver insurance solutions and risk management strategies that are unparalleled in the industry. Whether clients are concerned about protecting their family’s legacy, ensuring business continuity, or simply enjoying their wealth without worry, Aon Private Assurance’s expertise provides them with the confidence and peace of mind they seek.
- Personalized service: Dedicated insurance professionals who understand the unique needs of high net worth clients.
- Global reach: Access to Aon's international network, enabling the firm to secure coverage for assets located worldwide.
- Innovative solutions: Customized insurance programs and risk management strategies that address emerging risks and client priorities.
What types of assets can Aon Private Assurance insure?
+Aon Private Assurance can insure a wide range of high-value assets, including luxury residences, fine art and collectibles, private yachts and aircraft, and other unique possessions. The firm’s insurance professionals work closely with clients to understand the specific characteristics and value of each asset, ensuring that the selected insurance coverage is appropriate and comprehensive.
How does Aon Private Assurance approach risk management for high net worth clients?
+Aon Private Assurance adopts a proactive and holistic approach to risk management, focusing on the identification, assessment, and mitigation of potential risks that could impact clients’ assets, wealth, and lifestyles. This involves conducting thorough risk assessments, providing expert advice on risk mitigation strategies, and implementing tailored insurance solutions to address specific risks and exposures.
